When some people board a plane the first thing they do is buy airplane insurance, using the odd logic that they were never meant to receive tens or hundreds of thousands of dollars; therefore, by this purchase, they’re making certain that the flight will go smoothly. Far fewer people take the same superstitious precaution once the plane lands and they’re in the midst of a vacation, but perhaps they should, albeit for different, more rational reasons.

Purchasing visitor travel insurance may, indeed, be a small price to pay for the peace of mind it provides, especially when traveling inside the United States.

Using the similar logic as the people aboard the plane, some folks decide to gamble on not taking insurance, based on the length of their stay. Surely nothing will happen if the stay is only seven to ten days. But, of course, this rationale is just as faulty, because health problems and accidents can occur at any time; yes, the longer one stays, the greater that chance, but going without insurance, even for a few days, carries with it a risk, too.

While some are willing to accept that risk, others realize that if they’re going to tour Universal Studios in Los Angeles or take a trip to the top of the Sears Tower in Chicago, it would be best to really enjoy the experience worry-free by making sure they’re covered.

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